Table of Contents Key Takeaways : Car model impacts premiums more than insurer choice.Rates depend on safety, repair cost, theft risk, and resale value.Subaru, Honda CR-V, Buick Envista, and Mazda CX-5 are 2026's cheapest.Comparing quotes and bundling save even more. Thinking about the cars to purchase that will have the lowest insurance rates? The car model you...