Key Takeaways Cash Purchases (As little as 2 weeks): The fastest route, as you bypass the lender paperwork, underwriting, and bank appraisals.Traditional Mortgages (45 to 60 days): The standard timeline, allowing enough time for the bank to process, appraise, and approve your loan.Short Sales (3 months minimum): The slowest option, requiring extensive administrative time for the seller's bank to manually...